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BISP Application If Your PMT Score Falls
What Happens to Your BISP Application If Your PMT Score Falls Below 34% After Re-evaluation?: The Benazir Income Support Program has announced major changes in 2025, offering a second chance to families previously declared ineligible. If you were disqualified due to a high PMT score but have recently updated your NADRA or household information, and your score is now below 34%, you may now reapply and qualify for financial assistance. Let’s walk through what these changes mean, who can benefit, and how you can successfully reapply for BISP support.
Why PMT Score Matters in BISP Registration
The PMT score is a digital measurement of poverty. It’s calculated using data from NADRA and NSER (National Socio-Economic Registry), which includes:
- Family size
- Household income
- Employment status
- Property and asset details
- Utility usage
This score helps BISP identify who qualifies for financial support.
Until now, families with a score above 30% were considered ineligible. But under the new 2025 policy, the threshold has been raised to 34%, allowing more deserving people to benefit.
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Old vs New Eligibility Criteria
Feature | Old Criteria | New Criteria (2025) |
PMT Score | Below 30% | Up to 34% |
Monthly Income | Rs. 30,000 or less | Up to Rs. 50,000 |
Reapplication | Not allowed | Allowed after update |
What Has Changed in BISP 2025?
BISP has introduced several updates to improve fairness, accuracy, and accessibility:
- PMT score eligibility increased from 30% to 34%
- Monthly income limit raised to Rs. 50,000
- Reapplication now allowed after data updates
- BISP offices available in local tehsils for easier access
- Payments now available via:
- Campsites
- Biometric ATMs
- Partner banks
These changes help include families who were wrongfully disqualified due to outdated data or minor registration errors.

Who Should Reapply in 2025?
You should reapply for BISP if any of the following apply to you:
- Your PMT score is now under 34% after a recent Dynamic Survey.
- Your household income is less than Rs. 50,000.
- You have corrected your NADRA details, such as address or family tree.
- You were previously disqualified due to a PMT score between 31–36%.
- You received a notification or SMS from BISP saying your eligibility has changed.
Many women, especially widows and housewives, were previously marked ineligible due to minor errors. If these issues are now resolved, you are encouraged to reapply.
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How to Reapply If Your PMT Score Is Under 34% – Step-by-Step Guide
Prepare Your Documents
Make sure you have:
- Original CNIC
- Proof of income (if applicable)
- NADRA-issued family registration certificate
- Utility bills or rental documents (if required)
Visit Your Nearest BISP Office
- Go to your local BISP tehsil office during working hours.
- Ask for a form to update the Dynamic Survey or submit a reapplication.
Complete the Dynamic Survey
- BISP staff will collect your household data.
- Provide accurate information about
- Family size
- Monthly income
- Job/employment status
- Living conditions
Incorrect data can get your application rejected, so double-check everything before submitting.
Wait for PMT Score Update
- Your data will be processed and recalculated.
- See if you’re qualified by sending your CNIC to 8171 through SMS.
If Approved
- You will receive an SMS confirmation from BISP.
Collect Payments From
- BISP cash centers
- Partner banks
- Biometric ATMs
Where and How to Receive BISP Payments
Once approved, you can receive your BISP payments through:
- Local campsites organized by BISP
- Partner banks authorized for disbursement
- Biometric ATMs using your CNIC and fingerprint
The payment details, amount, and dates will be sent to your registered mobile number. Keep your NADRA-registered phone number active to receive updates.
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What to Do If You’re Still Marked Ineligible?
Even if your PMT score is under 34%, there could be system delays or NADRA data issues. If this happens:
- Personally contact your BISP office and ask them to recheck your data manually.
- Ensure your NADRA records are accurate and up-to-date.
- Call the BISP helpline (0800-26477) for support.
- File a complaint through the BISP website or at the tehsil office.
Don’t give up. Many cases are fixed with just a little follow-up.
Helpful Tips Before You Apply
- Always carry original CNIC and relevant documents.
- Make sure your NADRA-registered mobile number is active.
- Double-check your information before submitting the survey.
- Use the 8171 SMS service regularly to track your application.
- If your PMT score changes, you might need to revalidate eligibility.
Final Thoughts
The new changes in BISP 2025 are a major step towards supporting more low-income families in Pakistan.If your PMT score is under 34% and your family’s monthly income is below Rs. 50,000, this is your chance to rejoin the program and get the help you deserve.